September 28, 2001

Toronto Harbour Cruises & Events
89 Whitehall Road, Second Floor
Toronto, Ontario
M4W 2C8


Dear Mr. Aboya

On behalf of our committee and staff, Hamilton Discount Corporation Limited (HDc) a subsidiary of Citigroup Group of Companies, would like to offer a sincere thanks for taking care of us as you did during our dinner cruise.

Everyone was thrilled with the service your staff extended to us, including the delicious buffet and dancing that followed. A wonderful time was had by all that evening. The DJ did an excellent job handling all our requests we were having such a great time we didn't even realize that the night had come to an end!

Thank you again for your hospitality. You made our 50th Anniversary celebration a memorable one.

Sincerely,


Christine S.
Marketing/ Projects Coordinator